Vehicle Financing Centre at North Battleford Hyundai

Auto Financing FAQs

How can I obtain my credit score?

With exciting new apps such as Borrowell and Credit Karma, finding your credit score is easy and doesn’t require a visit to a loan officer or putting a ding on your score like a “hard pull” would do at a bank or other institution.

Can I get a car loan with bad credit?

Absolutely! At North Battleford Hyundai, we work with customers with all kinds of credit statuses. Whether you have good, bad, or no credit, we can always find a solution to help you finance a reliable new or used vehicle with terms that work for you.

What kind of auto financing options do you offer?

There are two primary ways NBH will help you find a vehicle and a car loan:

1. Vehicle-first: We help you find your ideal vehicle with the features you like, then set up your financing.
2. Finance-first: If you’re unsure what you might be eligible for, this is a great place to start. When we obtain your finance approval first, this will let us know what vehicles are within your budget.

What’s the difference between financing and leasing?

When you choose to finance, you’re making payments against the price of your vehicle, and once it’s paid off, you own the vehicle outright. When you lease, your payments are sort of like a rental; your lease consists of payments for a set period of time. At the end of your lease, the vehicle can either be returned or purchased.

How can financing help my credit?

Financing a vehicle is a great way to rebuild your credit. Whether you’re new to the world of credit or have been sitting in the red zone for some time, having manageable monthly payments that you pay off regularly and on time will show the credit bureau that you’re a responsible candidate and will significantly increase your score over time.

What if I have variable income?

While some banks can be hesitant to provide loans to those with fluctuating income, such as seasonal workers, our specialists can help you secure the vehicle and financing you need to ensure you can get to the job site or pick the kids up from school.

What do I need to bring to the finance department?

When you visit our dealership, the most important things to bring are an appetite for education and some excitement for your new car. Buying a vehicle is an exciting experience—not a trip to the dentist! Here’s a quick checklist of what to bring to ensure that we can get you started:

• Government-issued photo ID

• Social insurance number

• Proof of income

• A utility bill with your name and address

If, for some reason, you can’t make the trip – no worries! You can start the process online today with our quick and simple application form!