At North Battleford Hyundai, we’re committed to helping customers in Saskatchewan with limited credit drive away in quality vehicles.
(Without affecting your credit, we promise!)
If you fall into the category of bad credit, while you might not be eligible for 0% financing and the most expensive vehicle on the lot, that doesn’t mean you’re out of luck. At North Battleford Hyundai, we specialize in finding our customers the best terms and rates available so that you can get a great vehicle with affordable payments.
Getting approved for an affordable car loan is an excellent way to rebuild your credit. With monthly payments you can afford at terms that won’t take too long to pay off, you’ll soon see your credit score increase over time. Want a clear picture of what your payments will look like? Use our online payment calculator for an estimate!
From good credit to bad credit to variable income, the team at North Battleford Hyundai is proud to help Saskatchewan drivers get approved for affordable auto financing. Simply fill out our pre-approval application to get started, and one of our financing specialists will be in touch to begin the process!
Can I get a car loan with bad credit?
Absolutely! Many lenders specialize in helping individuals with bad credit secure financing. Your credit score is just one part of the equation, and options that consider your entire financial picture are available.
Will applying for financing hurt my credit score?
Applying for financing might cause a small dip in your credit score due to the inquiry. If you’re at home and want to know before you visit us here at North Battleford Hyundai, we suggest checking out Credit Karma or Borrowell. These apps can help you determine what your credit score is without pulling a full report and impacting your credit.
How does bad credit financing work?
Bad credit financing is designed to help those with lower credit scores get approved for loans. While the interest rates might be higher, these loans allow you to rebuild your credit over time with consistent, on-time payments.
What types of vehicles can I finance with bad credit?
You can finance a wide range of vehicles, from new to used cars, trucks, and SUVs. Some lenders may have specific requirements, but most will offer financing on vehicles that meet their criteria.
How much can I borrow with bad credit financing?
The amount you can borrow depends on various factors, including your income, the vehicle’s value, and the lender’s policies. Discussing your options with the lender can give you a clearer idea of your borrowing capacity.
What if I’ve been turned down for financing before?
Don’t get discouraged! Every lender has different criteria, and getting turned down by one doesn’t mean you won’t be approved elsewhere. Many lenders specialize in giving second chances to individuals with bad credit.
What is a really bad credit score in Canada?
In Canada, a credit score below 560 is generally considered "bad." However, even with a lower score, there are still financing options available to help you get back on track and improve your credit over time.
Because everyone deserves access to a reliable vehicle, no matter what your financial history looks like.
Hours of operation
(Sales & Finance)
Mon 9am - 5pm
Tues 9am - 5pm
Wed 9am - 5pm
Thurs 9am - 5pm
Fri 9am - 5pm
Sat 9am - 4:30pm
Sun Closed
Hours of operation
(Service & Parts)
Mon 8am - 5pm
Tues 8am - 5pm
Wed 8am - 5pm
Thurs 8am - 5pm
Fri 8am - 5pm
Sat Closed
Sun Closed